Yangchen, Karma, Kezang Wangchuk, Kinley Pelden, Pema Yangden, and Pema Yangdon. “Factors Influencing the Adoption of Digital Banking Platforms Among the Customers of BoBL in Thimphu Dzongkhag”. Bhutan Journal of Business and Management 7, no. 1 (May 30, 2024): 38. Accessed June 8, 2025. https://bjbm.gcbs.edu.bt/index.php/bjbm/article/view/25.